AI That Actually Understands Your Spending
How we use xAI Grok to categorize transactions intelligently
Traditional transaction categorization relies on keyword matching. See "Starbucks"? That's coffee. See "Shell"? That's gas. It's a reasonable starting point, but context tells a richer story.
What about the Shell station where you only bought snacks? The Amazon purchase that was actually a birthday gift? The restaurant charge that was a business lunch? Context matters, and keyword matching has none.
We're now using xAI's Grok to categorize transactions.
Grok doesn't just match keywords—it understands context. It looks at your transaction patterns, the merchant's actual business, the amount, the timing. A $4 charge at Shell is probably coffee or snacks. A $60 charge is probably gas. A $200 charge at a restaurant on a Saturday might be dining, but on a Tuesday at noon it might be a business expense.
Better yet, it learns from your corrections. Tell it once that your AWS charges are business expenses, and it remembers. The more you use Probably, the smarter it gets about your specific financial life.
AI that actually saves you time, not just AI for the sake of AI.