Financial clarity, without the work.
Probably builds a living, breathing picture of your financial life—always current, always accurate. Make decisions from clarity, not guesswork.
Why Probably exists
Know where you stand. See where you're going.
Can I afford the vacation? Why does it feel tight when it shouldn't? Where's the opportunity I'm missing? These questions deserve clear answers.
Probably gives you the complete picture—so you can feel confident today, make smarter choices tomorrow, and build toward what matters most.
You log in to see, not to type
Probably syncs your accounts, categorizes transactions with AI that learns from you, and spots transfers automatically. The system works while you sleep, so you can focus on living.
Context, not just numbers
A $47 charge tells you what happened, not what it meant. Probably enriches every transaction with merchant logos, clean names, and categories—turning cryptic bank codes into a story you can actually read.
No more 3am wondering
The compound interest of anxiety is more destructive than any credit card rate. When you know exactly where you stand—net worth, burn rate, upcoming expenses—you stop waking up wondering if the numbers add up to safety.
Your data, forever
Your financial history belongs to you. One click exports everything to portable JSON—human-readable, completely portable. Your records go wherever you go.
The End of "Financial Fog"
Imagine knowing your true burn rate and net worth at any moment, not just at the end of the month. That clarity changes everything.
Our AI Insights engine doesn't just list accounts; it calculates your real-time position. It spots anomalies, tells you if a subscription quietly increased, and acts as a proactive analyst.
- Real-time Net Worth calculation
- AI-detected spending anomalies
- Trend analysis for every category
Oh it's birthday month, YOLO!
Know where you stand
The Pulse dashboard gives you an instant financial snapshot. See your net worth, left to spend, upcoming bills, and spending pace—all in one place.
- Real-time net worth calculation
- Left to spend with upcoming bills
- Spending pace vs last month
Every transaction, enriched
Raw bank data becomes meaningful. Merchant logos, clean names, and smart categorization turn cryptic codes into a story you can actually read.
- Automatic merchant recognition
- Smart categorization with AI
- Real-time search and filtering
Ask anything, get answers
Stop digging through spreadsheets. Ask questions in plain English and get instant answers with charts, tables, and insights.
- Ask in plain English—no formulas needed
- Get instant answers with charts and tables
- Understand your spending patterns at a glance
Turn Data into Meaning
Raw bank data is noisy and confusing. We transform it into a clean, visual narrative of your spending.
Before: The Bank Statement
After: Probably
Austin Roasters
Coffee & Tea
Amazon
Shopping
Uber
Transportation
Spotify
Entertainment
Let AI handle the busywork
Probably's AI engine understands your transactions the way a thoughtful accountant would—learning your patterns, not just matching keywords.
It automatically identifies merchants, categorizes spending based on context, and even spots subscriptions or anomalies—all without you lifting a finger.
Matching transaction to known companies...
Searching company to understand context...
Understanding how this fits in your history...
Generating spending insights...
Updating financial reports...
Generic App: "Expense"
Probably AI:
"I see this is a recurring payment to 'AWS' on the 3rd. Based on your history, this is likely infrastructure for your side project, not a personal subscription. Categorizing as 'Business Expense' and tagging 'Project Alpha'."
Context is Everything
The reason personal finance apps seem so tedious is they treat everyone's transactions the same. A $50 payment to 'Shell' is gas for one person, but a snack run for another.
Probably burns AI cycles understanding how every transaction matters to YOU. It learns your patterns, your projects, and your life, turning generic data into a personalized financial map.
Simple, transparent pricing
Choose how you want to run Probably. No hidden fees, no data selling.
Self-Hosted
For the DIY enthusiasts who want total control.
- Host on your own hardware
- Bring your own API keys (LLM, etc)
- Full feature set
- Community support
Probably Cloud
We handle the infrastructure and AI costs for you.
45-day free trial • We want you to see a full month to really understand how game-changing this is
- Instant setup & zero maintenance
- AI costs included (Grok/Groq)
- Automatic updates & backups
- Priority support
Your Data, Your Rules
We believe financial data is sensitive and personal. You shouldn't have to trade your privacy for clarity.
Encrypted Ledger
Every customer gets their own isolated ledger, encrypted with a unique key. Your financial data is for your eyes only.
Portable
Export your entire ledger to JSON at any time. You are never locked in.
Private
We don't sell your data. We don't show you ads. You are the customer, not the product.
Ready to clarify your finances?
Join the others who have stopped guessing and started knowing.
Start for Free